Dr. Michels also accepts private payment for services. Clients who are paying privately, or for whom Dr. Michels is an out-of-network provider for your insurance company, are required to pay for services at the time of the session. Service fees can be paid via cash, personal check, credit card, Health Savings Account, or Flexible Spending Account. Upon request, you will be provided with a superbill. This is a receipt that includes all necessary codes that your insurance company will need should you choose to request reimbursement for services.
Please bring your insurance card and photo ID to your first appointment to assist with filing an insurance claim with your insurance. In advance of services, please contact your insurance company to learn about your coverage for mental health services, including information about applicable deductibles and co-payment responsibilities. You can verify your benefits by calling the customer service phone number located on the back of your insurance card.
If you are interested in out-of-network insurance reimbursement for services, please call your insurance company first to determine whether out-of-network mental health treatment will be reimbursed and consider asking the following questions:
Do I have out-of-network benefits for outpatient mental health services delivered in person or through telehealth?
What percentage of my bill will be reimbursed for services from an out-of-network provider?
What is my deductible and has it been met?
How do I get reimbursed?
Good Faith Estimate
If you are paying privately, do not have insurance, or using out-of-network health insurance benefits for your therapy, you will be provided with a Good Faith Estimate.
Under the federal No Surprises Act, enacted January 1, 2022, healthcare providers must give patients who do not have insurance or who are not using insurance an estimate of the bill for medical items and services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services.
You will be provided with a Good Faith Estimate in writing at least 2 business days before your first appointment. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Please make sure to save a copy or picture of your Good Faith Estimate.
